Virtually Staged. **Move in by Christmas and NO MORTGAGE PAYMENT until March 2027! YES PLEASE!!** The Gulf is directly across the street, Sunset Beach is less than a mile away, and this Tarpon Springs home sits on almost a 1/4 OF AN ACRE with NO FLOOD INSURANCE REQUIRED. A circular driveway curves past foxtail palms and tropical landscaping, welcoming you to a home with coastal charm and a HUGE backyard that gives you room to grow. Inside, arched doorways bring character to the LIGHT & BRIGHT INTERIOR. The spacious living and dining areas flow easily together, whether you're having friends over or winding down after a beach day. In the kitchen, breakfast bar seating opens to the dining area, while a separate spot has room for a bistro table or coffee bar. Generous cabinet and counter space, solid-surface countertops, and STAINLESS STEEL APPLIANCES make the kitchen practical for everyday use. A separate INDOOR LAUNDRY ROOM adds convenience. The HUGE PRIVACY FENCED BACKYARD gives you room to expand your outdoor living space over time. Picture a pool, a spot for entertaining, a garage, or an additional parking pad. The 10x16 STORAGE SHED gives beach gear, bikes, and tools a place of their own. The seller confirmed with the City of Tarpon Springs that the property is eligible for connection to city sewer, which offers flexibility for future improvements such as a pool. Updates include a 2019 ROOF, 2021 A/C, and some hurricane-impact windows. Spend the afternoon kayaking or fishing, catch a sunset at the beach, or head to the Sponge Docks for dinner and live music. Fred Howard Park, the Pinellas Trail, downtown Tarpon Springs, and local festivals are all nearby. Whether you're looking for a primary residence, a vacation home, or an investment opportunity, this property gives you a place to enjoy life by the Gulf today and space to bring your ideas to life over time.